Clearinghouse CDFI (CCDFI) operates this Site to provide online access to information about CCDFI and the products, services and opportunities it provides. By accessing and using this Site, you agree to each of the terms and conditions set forth herein (“Terms of Use”). These Terms of Use govern your use of CCDFI’s web site content or transactions. These Terms of Use, together with applicable additional terms and conditions, are referred to as this “Agreement.”

CCDFI reserves the right to modify this Agreement at any time without giving you prior notice. Your use of the Site following any such modification constitutes your agreement to follow and be bound by the Agreement as modified. The last date these Terms of Use were revised is August 30, 2018.

1. Use of Site
You may use the Site, and the information, writings, images and/or other works that you see, hear or otherwise experience on the Site (singly or collectively, the “Content”) solely for your non-commercial, personal purposes and/or to learn about CCDFI products and services. No right, title or interest in any Content is transferred to you, whether as a result of downloading such Content or otherwise. CCDFI reserves complete title and full intellectual property rights in all Content. Except as expressly authorized by this Agreement, you may not use, alter, copy, distribute, transmit or derive another work from any Content obtained from the Site, except as expressly permitted by the Terms of Use.

2. Proprietary Rights
The Site and the Content are protected by U.S. copyright laws and other laws protecting intellectual property, and all such rights belong to CCDFI or its partners, affiliates, contributors or third parties. You may download and reprint Content for non-commercial, non-public, personal use only. If you are browsing this Site as an employee or member of any business or organization, you may download and reprint Content only for educational or other non-commercial purposes within your business or organization, except as otherwise permitted by CCDFI. You may not use automated means (such as scripts or web crawlers) to access the Site or to copy or collect data or Content from the Site. You may not manipulate or alter in any way images or other Content on the Site.

3. Trademarks
You are prohibited from using any of the marks or logos appearing throughout the Site without permission from the trademark owner, except as permitted by applicable law.

4. Links to Third-Party Web Sites
Links on the Site to third party web sites or information are provided solely as a convenience to you. If you use these links, you may leave the Site. Such links do not constitute or imply an endorsement, sponsorship, or recommendation by CCDFI of the third party, the third-party web site, or the information contained therein. CCDFI is not responsible for the availability of any such web sites. CCDFI is not responsible or liable for any such web site or the content thereon. If you use the links to the web sites of CCDFI affiliates, partners or service providers, you may and/or will leave the Site, and will be subject to the terms of use and privacy policy applicable to those web sites.

5. Linking to this Site
If you would like to link to the Site, you must contact CCDFI’s Marketing Department at marketing@ccdfi.com. Unless specifically authorized by CCDFI, you may not connect “deep links” to the Site, i.e., create links to this site that bypass the home page or other parts of the Site. You may not mirror or frame the home page or any other pages of this Site on any other web site or web page.

6. Downloading Files
CCDFI cannot, and does not, guarantee or warrant that files available for downloading through the Site will be free of infection by software viruses or other harmful computer code, files or programs.

7. Disclaimer of Warranties
CCDFI makes no express or implied warranties, representations or endorsements whatsoever, with respect to the Site or the Content. CCDFI expressly disclaims all warranties of any kind, express, implied, statutory or otherwise, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, with regard to the Site, the Content, and any product or service furnished, or to be furnished via the Site. CCDFI does not warrant that the functions performed by the Site will be uninterrupted, timely, secure or error-free, or that defects in the Site will be corrected.

CCDFI does not guarantee the accuracy or completeness of the Content, or that any errors in the Content will be corrected. The Site and the Content are provided on an “as is” and “as available” basis and your reliance on any information provided on the Site is at your own risk. In making a decision regarding CCDFI’s services, you should contact CCDFI as directed on the Site and should not rely on information on the Site. If you decide to use the services of CCDFI, or enter into a business relationship with CCDFI, those services or that relationship will be governed by a separate agreement between you and CCDFI, and not by any information or representations contained on the Site.

CCDFI does not guarantee that any of the services or programs described on the Site will be available or that you will be eligible to participate in them.

8. Limitation of Liability
In no event will CCDFI be liable for any damages whatsoever, including, but not limited to any direct, incidental, consequential, special, exemplary or other indirect damages arising out of (i) the use of or inability to use the Site or the Content, (ii) any transaction conducted through or facilitated by the Site; (iii) any claim attributable to errors, omissions or other inaccuracies in the Site and/or the Content, (iv) unauthorized access to or alteration of your transmissions or data, or (v) any other matter relating to the Site or the Content, even if CCDFI has been advised of the possibility of such damages. If you are dissatisfied with the Site, the Content, or with the terms of use, your sole and exclusive remedy is to discontinue using CCDFI’s web site. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, some of the above limitations may not apply to you. In such states, CCDFI’s liability is limited and warranties are excluded to the greatest extent permitted by law, but shall, in no event, exceed $100.00.

9. Indemnification
You understand and agree that you are personally responsible for your behavior on the Site. You agree to indemnify, defend and hold harmless CCDFI, business partners, employees, agents, and any third-party information providers to the Site from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys’ fees, resulting from or arising out of your use, misuse, or inability to use the Site or the Content, or any violation by you of this Agreement.

10. Privacy
Click here to see CCDFI’s Privacy Policy.

11. User Conduct
You agree to use the Site only for lawful purposes. You agree not to take any action that might compromise the security of the Site, render the Site inaccessible to others, or otherwise cause damage to the Site or the Content. You agree not to add to, subtract from, or otherwise modify the Content, or to attempt to access any Content that is not intended for you. You agree not to use the Site in any manner that might interfere with the rights of third parties.

12. Applications
The Site provides online applications for participation in CCDFI programs and services. You agree that any information that you provide through online applications on the Site will be complete and accurate, and that you are authorized to complete and submit any application that you submit on behalf of an organization of which you are a representative. CCDFI does not guarantee that any program or service described on the Site will be available, or that you will be eligible for or accepted into any program or service. Information submitted through online applications on the Site will be governed by our Privacy Policy. Information submitted through paper applications that may be downloaded from the Site and submitted through an offline method will be governed our offline policies regarding personal information.

13. General Provisions
a. Entire Agreement/No Waiver. These Terms of Use constitute the entire agreement of the parties with respect to your use of the Site and the Content. No waiver by CCDFI of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.

b. Correction of Errors and Inaccuracies. The Content may contain typographical errors, or other errors or inaccuracies, and may not be complete or current. CCDFI therefore reserves the right to correct any errors, inaccuracies or omissions and to change or update the Content at any time without prior notice. CCDFI does not, however, guarantee that any errors, inaccuracies or omissions will be corrected.

c. Enforcement/ Choice of Law/ Choice of Forum. If any part of this Agreement is determined by a court of competent jurisdiction to be invalid or unenforceable, it will not impact any other provision of this Agreement, all of which will remain in full force and effect. Any and all disputes relating to this Agreement, CCDFI’s Privacy Policy, your use of the Site, the Service, or the Content are governed by, and will be interpreted in accordance with, the laws of the State of California, without regard to any conflict of laws provisions.

d. Claims of Copyright Infringement. If you believe that your copyright has been infringed by any of the Content contained on the Site, please contact:

Alanna Smith, Director of Marketing
asmith@ccdfi.com